105 West Beaver Creek Rd., Richmond Hill, Ontario, L4B 1C6

Toll Free
905-764-AUTO (2886)

At Direct Buy Insurance Brokers, the customer is #1......and we work for you.....not the Insurance Company!.....Online Quotations......Peace of Mind Insurance


Auto Insurance
Auto Insurance
Canadian Broker Home Insurance
Home Insurance

You can count on Direct Buy for:

  • Personal Service
  • Helpful Insurance Advice
  • Savings
  • Online Instant Auto and Home Comparison Quotes
  • Peace of Mind Insurance

Home, Cottage, Condo and Car Insurance.

Good Drivers Deserve Low Cost Insurance

Discover 12 ways that you can save on your Insurance costs, and 10 discounts that will save you $$money$$.

Insurance Bureau of Canada
IBC Policy Education
Everything you need to know about Insurance

Your Peace of Mind

Broker Advantage

We work for you, our client, to arrange a competitive rate and broad coverage that suits your needs.

We are a family owned broker that wants to provide Peace of Mind coverage for you and your family.

Because we are an Insurance Broker, we work for YOU. That means we provide continuous assistance to satisfy your insurance needs. When you talk with Direct Buy Insurance Brokers, you deal with insurance professionals who know how to match your requirements with the right policy, and the right Company, at the right price. We will be completely up front with you, our client, and that's the most valuable Broker Advantage you can get.

Corporate Goals

We Are Committed To Provide Affordable Personal Insurance With Excellence

Many of our clients have been insured with us since 1951. Back then a home policy was only $42 per year.

Today we continue to strive for Excellence when we write your Insurance Policy.

Our goal in 2002 is to provide you and your family with Peace of Mind Coverage. The following is our commitment to you as your Broker.  We will be there when you need us.

J.D. Smith
Direct Buy President
"Our Goal Is To Provide
Peace Of Mind Insurance"

Direct Buy Core Values

  1. The Customer is Number 1
  2. Quick access to the best policies from the major insurance companies
  3. Impartial advice on the coverage that's right for your needs
  4. The most advantageous terms available in the marketplace
  5. Provide assistance with fast claim settlements
  6. Peace of Mind

Quality Independent Professionals

When you buy through an Insurance Broker, you are using the services of qualified professionals, like Direct Buy Insurance, who understands your needs. We operate independently of any insurance company... and solely on behalf of you, our customer.

More importantly, we are not tied to any one Insurance Company. We have access to an extensive range of policies offered by many of the major property and casualty insurance companies.

Commercial Insurance

Direct Buy Buys For You...
and only you!

Shopping around for personal insurance can be a bewildering task for even the most sophisticated buyer.

Direct Buy Insurance will make insurance buying so much easier for you. By using our expertise we will assess the many and various policy alternatives currently available, and provide you quote.

Then, guided by your special insurance requirements, we select the coverage that's right for you. And, using our contacts and experience, we are able to negotiate for the best terms... so that we can buy at a price that suits your budget.

Mark Smith
V.P. Sales
"We have great service and
quality Insurance Companies at Competitive Rates"

Direct Buy Speaks For You...
when you need to be heard

When buying insurance on your own, speaking to a large Insurance Company or Bank can sometimes be a frustrating and intimidating experience.

But speaking to one of our Brokers is easy....and gets results, fast!   Remember, we're on your side.

Direct Buy Insurance Brokers
is Committed to YOU and YOUR FAMILY

We will work hard and diligently for you.  We want you to enjoy Peace of Mind and not worry about your insurance.  You should be able to take the time to show your grandchildren the fun things in life, like feeding the birds.

We are NOT a large Bank or Corporation.  In fact, your satisfaction is our number one objective.

Our success, and our reputation as Brokers, depends on just that... your satisfaction. Call us today.

Grandfather & Child
Current Satisfied Client
"Direct Buy has serviced our family since I was a child, pictured here in 1980 with my Grandfather"

As a Broker, We Work For You

When you buy through an Insurance Broker, you are using the services of qualified professionals.  At Direct Buy Insurance Brokers, we understand your needs. We operate independently of any insurance company... and solely on behalf of you, our customer.

More importantly, we are not tied to any one Insurance Company. We have more than 12 Companies to choose from. We have access to an extensive range of policies offered by many of the major property and casualty insurance companies, including:

York Fire Insurance

Pilot Insurance Company

Halifax Insurance

Dominion Insurance

Visit the Web Sites of these Excellent Companies

When Direct Buy Insurance acts on your behalf, a comprehensive range of coverage is fully accessible to you. So you can be assured that we will do everything in our power to find the best protection for your home, cottage, automobile, and boat, jewelry, furs, and other personal property.

Our Insurance Companies are among the largest in Canada.  We will work with you to determine which Company is the best for you, and will assist you to find Broad, Affordable Coverage.


Code of Consumer Rights

We adhere to the Code of Consumer Rights and Responsibilities. As your broker, we will work with you to place your business with whatever company that you agree is best for you. We have no allegiance to one particular company. All of our insurance companies give us a contingent commission of about 1 or 2% based on our profitability, our sales performance, our losses and our potential losses. It is important therefore that we work with our clients to prevent claims.

We are paid on a commission basis from the insurance companies. The commission is standard for all our companies. Car and fleet policies range from 5% to 12.5% commission and all property and casualty policies range from 10% to 25% commission.

Our Brokerage Group has over 12,000 clients and we are working hard to keep up with the new commercial business that is referred to us due to our low rates and personal service.

We represent each of the following companies that are available to you, our client.

AIG, Aviva, AXA, Boiler Inspection, Citadel, Cowan, Creechurch, Dominion of Canada, Eastern Marine, Ecclesiastical Insurance, Economical, Encon, Equine Insurance, Elliott Special Risks, Federation, Grain Insurance, Genmark, Gerling Global, ING, JEVCO, Lloyds of London, Markel, Optimum Frontier, Pafco, Perth, Pilot, Premier Marine, St. Paul, Sovereign General, Wawanesa, York Fire and Zurich.

Every major insurance company is represented in our office. Some have better service and rates than others. Most will niche market specific types of business.

Direct Buy for Peace of Mind

Drive Clean
Car Inspections


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